CornerStone Homes “Area’s Best Value for Homes”

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Easy to Understand Pricing

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CornerStone Homes knows you do not want to jump though hoops in order to find out how much a new home will cost. We are committed to being “The Area’s Best Value… Guaranteed” on state code modular and site built homes. Both homes and complete turnkey projects are available!

All of our pricing for new state code modular homes can be obtained by simply registering below!

Register here for pricing on our homes!

Already registered? Returning users can click here to login and view our prices again!

CornerStone Homes: What is a construction loan?

Posted on JohnPosted in informative, Updates

The FHA One-Time Close Loan is a secure, government-backed mortgage program available for one-unit, stick-built primary residences, new manufactured housing for primary residences (no single wide mobile homes), and modular homes. It allows borrowers to finance for the construction, lot purchase (if necessary) and permanent loan into one loan and a single closing all at once with a minimum down payment of 3.5 percent.

The One-Time Close Loan gives buyers a new option. This is a single loan, with one single closing date, and a defined set of parameters for how the loan is to proceed during the construction phase and beyond. An escrow account is required to pay the expenses of construction and related fees, and the borrower will not be obligated to make mortgage payments until a specified time after the final inspection of the completed work (usually within 60 days).

CornerStone Homes: FHA Requirements

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CornerStone Homes partners with several mortgage lenders who can help with the financing of your new modular or custom site-built home in Northern, Indiana.

 

FHA Loan Requirements:

  • FICO® score at least 640 = 3.5% down payment.
  • MIP (Mortgage Insurance Premium) is required.
  • Debt-to-Income Ratio < 43%.
  • The home must be the borrower’s primary residence.
  • Borrower must have steady income and proof of employment.

 

 

 

 

Frequently Asked Questions

CornerStone Homes offers both modular homes and site-built homes to the Northern, Indiana and Southern Michigan area.

We have partnered with Heckaman Homes to bring you quality state-code modular homes. Heckaman offers over 100 floor plans with Ranch, Cape Cod and Two-Story models.

In some cases, such as property size, or customers desires for their home, it may be a better option to build on site. Contact us for your new home quote today!
CornerStone Homes has 25 years of experience building new homes that meet Energy Star and Home Energy Rating guidelines. 

CornerStone Homes has built a reputation for integrity, quality, and value in the Northern, Indiana community.

Let us make your dream home a reality! Contact us today at 260-918-1777 to learn more about our modular homes in Indiana and construction services and discover what CornerStone Homes & Construction can do for you.
CornerStone Homes of Leesburg, Indiana does turn-key projects within a 60 mile radius of Leesburg, Indiana. (46538 zip code)

Turn key means CornerStone Homes will take care of everything, from foundation, plumbing, electric... to make your house move in ready.

CornerStone Homes is a Leesburg, Indiana provides site-built and state-code modular homes to customers in Kosciusko County, Elkhart County, Allen County, Noble County, Fulton County, Marshall County, LaPorte County, St. Joseph County, Whitley County, Wabash County, Starke County and surrounding areas.

We also offer new Modular homes to the following Counties in Michigan, Berrien County, Kalamazoo County, Cass County, St. Joseph County and Van Buren County.

In Ohio we offer service of new Modular Homes to Williams County, Fulton County, Henry County, Defiance County, Van Wert County, Mercer County, Drake County, Preble County, Montgomery County, Shelby County, Augiaze County, Allen County, Putnam County, Henry County, Hancock County, Logan County, Clark County, Xenia County.
At CornerStone Homes, we are builders!
This means that when you come in for a quote we will supply you with a complete quote for your home, including any garages, porches or decks that you may want on your home.
We have an in-house construction crew that takes care of most of this work for you!   
This is an important question! At CornerStone Homes, we want to be as transparent as possible. The pricing on our website includes the base price of the house. That means, that is what the house will cost you. You will also have to pay for set-up and delivery. The other cost associated with your house to plan for are lot clearing, foundation, electric, plumbing, HVAC, gutters and anything else that may be needed to make your house ready for move-in.  Other things you may want to account for are decks, porches, or a garage. These all will be extra cost. We can give you a complete quote, send us an e-mail at info@cornerstonehomes.ws to set up an appointment with one of our sales team members.  We strive to keep our prices fair and guarantee that we will be the "Area's Best Value for Homes".
When can you move-in, is a question we get a lot! We work hard to finish your project the right way as quickly as we can. With a new modular home, from when we order your home, to when your home is ready to move in, our estimated time is between 90-120 days.  There may be times that factory delays or the weather may change this. We will always be in communication with you throughout the process. 

For site-built homes we will communicate a time during your quote, as with custom homes the time-frame can vary.
CornerStone Homes has a relationship with multiple area banks and can point you in the right direction to help you secure your new home loan. 

We also work with multiple mortgage companies that supply FHA, VA, & USDA Loans. 

Send us an e-mail at info@cornerstonehomes.ws, or call us at 260-918-1777 to set up a time to come talk about your ideas for your new home. 

CornerStone Homes of Indiana is the Best Value for Homes… guaranteed!

Are you in the market for a brand new modular or custom site built home? CornerStone Homes of Indiana has the home for you. With over 100 floor plans available and the ability to create customized floor plan there is no limit on what we can do for you! We guarantee to be the best value in your new home. Give us a call or send an email to start your next dream home!

How much will my new home cost?

This is one of the most common questions we hear. CornerStone Homes is committed to being "The Area's Best Value... Guaranteed" and that is achieved by offering Quality Built State Code Modular Homes below market pricing. We offer both homes and complete turnkey projects. If you would like pricing on our homes simply register below and you will redirected to our price sheets!

Register here for pricing on our homes!

Already registered? Returning users can click here to login and view our prices again!

FHA, VA or USDA Loan?

Are you looking for a FHA, VA or USDA loan? Did you know what CornerStone Homes works with lenders that can help get you the home loan you need?

Click here to find out more information about FHA and VA loans

Click here to find out more information about USDA loans